# Shop around for a new cell phone plan, new cable television or internet plan, or new insurance policies: Every year, you should shop around to see if you can get the services you have now for less. Unless you’re on a contract, you will almost always be able to find a plan that’s cheaper as other companies try to win your business. Worst case, you get your existing service provider to match the newest offers and you still save money.
# Drop services you don’t really need: How much television do you really watch? Maybe you don’t need internet service at home? Consider dropping the services you think you need but you honestly don’t really use that often.
# Replace your landline with Skype: Skype is a popular VOIP plan that runs your phone through your computer’s internet connection. Plans are cheap, you can call other Skype users for free, and there are devices you can use that let you use your home’s existing telephone wiring too. One caveat, no 911 service.
# Consider a pay-as-you-go cell phone: How often do you really use your phone? Review your bills and you might find that of the 500 minutes you get, you use around 100. A pay as you go phone may be a more economical alternative.
# Put Netflix on hold: Did you know that you can put Netflix on hold for 90 day blocks? Why not put them on hold and save that money for gifts? Just restart it whenever the holidays end.
# Rent movies, don’t buy them: How many times have you watched a movie more than twice? There are very few movies in that list. How many times have you watched a movie in your “collection” more than twice? Again, probably even less. You can rent movies from Blockbuster or through a mail service like Netflix for far less than it costs to buy them, go that route instead.
# Rent video games, don’t buy them: The same rule applies for video games. Video games are usually $50-60 a piece (far more than movies), but think of how many games you play in a month. Services like GameFly are probably a better bet for you..