With so many people under stay-at-home orders at the moment and unable to work their regular jobs, it’s more important than ever to save as much money as possible. Finding ways to lower your household bills is not only going to help you in the short-term, but they are practices you can use moving forward so that once you’re back at work, you may have a little extra. That extra could be used for savings or even to bring down your debt a little faster.
So, let’s jump right in and look at some ways you can really start to bring down the cost of household bills.
Create a Budget and Stick to It
A great place to start is by creating a budget. It’s hard to look for places to save when you don’t actually know what you’re spending. Just the exercise of creating a budget can reveal some pretty obvious solutions. If you’re unsure of how to make a budget, there are plenty of apps you can use.
Save Money on Car Insurance
For anyone who owns a car, you know just how expensive car insurance can be on a monthly basis. So, wouldn’t it be great to bring this cost down? This is why it’s advisable to compare car insurance quotes and perhaps find a provider that would offer a better price. Quotezone can make short and easy work of this task, as it allows you to compare car insurance quotes from a number of top UK insurance providers. You can key in some details and you’ll be provided with a list of quotes. You may be surprised at just how much you can save.
Start Checking Out Second-Hand Shops
While you can’t eliminate the need to purchase new clothing here and there, you can cut back on what you spend. A great tip is to discover the gems of vintage and second-hand shops. Again, this can prove to be a really surprising exercise as you can find some incredible pieces for rock-bottom prices. And it’s not just clothing; it’s also accessories like shoes, purses, jewellery, and more.
Get Creative in the Kitchen
This is also the perfect opportunity to explore new recipes that you can make yourself, using a variety of affordable ingredients. There’s no need to get a takeaway on a regular basis, as you can make your own meals for a fraction of the price.
Experts recommend “batch cooking”, which means you make a large enough portion that you’ve got enough for many meals. This tends to work out to a more affordable per serving price, and it saves you from having to cook each day. One meal can be stretched into days.
Each Little Bit Counts
The thing to keep in mind as you look to lower your monthly expenses is that, even if it’s just a small amount of difference, it all adds up. So, a little bit here, a little bit there, and suddenly you start to see a significant amount of money saved.