How to have fun and be frugal with your finances
For most of us who live a “hand-to-mouth” lifestyle (i.e., only enough money to eat, drink and pay the bills, not for entertainment, experiences, and other pleasures of life that often comes at a price), balancing finances and enjoying life can be difficult.
If you’re serious about saving money but still firmly believe you want to enjoy life, here are a few important points to keep in mind:
- Come up with a savings goal and stick to it;
- Estimate your total income and determine how much you need to spend per month;
- Make a reasonable budget and then stick to it by tracking your spending;
- Think before you spend and don’t spend money on things you don’t necessarily need;
- Give up bad habits and only spend money on important things;
- Look for great deals and use coupons whenever possible. There is no shame in that;
- Engage in real-world experiences that don’t cost a dime;
- Dust off old board games at home and have fun playing them with friends and family.
Instead of spending money on expensive restaurants and cafes, put it aside in a jar and spend it on something better, like a vacation.
If you do want to go to a restaurant or theater, look for “thrifty” menus. There are plenty of suggestions online that are easy to find.
Engage in some type of physical activity such as running, walking, lifting weights, biking, yoga, or anything else that doesn’t require a fee.
How can I budget at an online casino?
If you play at licensed online casinos that accept Visa and other payment methods, there are many ways to budget to help you manage your bankroll.
Instead of spending money uncontrollably, you can now set parameters such as deposit limits, win/loss limits, spending limits, and even session time limits.
In addition, check out the free spins no deposit list. There you will find free spin promotions for slot machines, and you can play without risking your own money.
What else can you do?
You can consider opening a savings account. Every time you accumulate enough money, you can put it into a new savings account and gradually watch the balance grow.
You can also try to cut down on travel expenses, give up bad habits such as drinking alcohol.
It is not always necessary to purchase new items. There are plenty of second-hand/used items that are just as good and cost less. It may be worth thinking about doing some cleaning and trying to sell unused items from your home or garage.
Saving money is a long-term goal that is not accomplished in one or two weeks. It can take some time, so be patient and stick to your principles and methods to achieve your goal.
