When you are constantly busy, it can be easy to throw money away. Ordering takeout because you got home from work too late, taking a cab because it’s faster, and other small splurges add up to great expense over a long period of time. You can spend hundreds a month on these things without even realising, making it more difficult to save money or stick to your budget.
How can you save money while still keeping up with your hectic schedule, aside from inheriting a fortune or winning the lottery? This blog is going to tell you how. Here are 3 money-saving tips for even the busiest people.
Preparation Is Everything
If you impulsively spend money on things that make your life more immediate, like taxis, last-minute train tickets, or meals on-the-go, this is likely eating into your budget like nothing else. What you need in order to combat this is preparation. Preparation will help you to alleviate these time-saving expenses, because you had the foresight to figure out a cheaper way of doing things. Here are a few ways to prepare.
- Meal prep. Meal prep can be boring, but incorporating it into your Sundays means you’ll spend less on takeout or meals on the go during busy work days.
- Booking things in advance and sticking to them. If you live spontaneously, you will likely spend a lot on your lifestyle. Book things in advance and stick to it!
- Leave earlier. If you are always taking Ubers in trying not to be late for work, it’s simple – just leave earlier!
Shop Online Using Vouchers
Shopping online not only saves you time and energy, but it also helps you save money too. Doing your food and clothes shopping online opens you up to a world of online deals, allowing you to save cash while you shop.
You could use browser extensions such as Honey, which scans your purchases and checks for relevant deals before you pay. You could save hundreds of dollars a month this way, helping you stick to your budget and save money without wasting any time. Doing all your shopping online is the absolutely perfect way to save money AND time simultaneously!
Making lists is the key to good organisation, and good organisation saves money. Fact.
Making a to-do list every single morning gives you a boost for the day, and provides you with the satisfying feeling of ticking off your list as you get things done during the day. But how does this method save you any money?
Making lists means you can budget any money you’ll spend, before you spend it. This makes you totally conscious of how much you are spending on each item, and helps you to curb any excessive spending.
If you need help curbing your spending, use these tried and true methods to cut your costs and keep your pennies safely stored away. You’ll be amazed at just how much you can save by changing your habits only slightly, making a huge difference to your budgets each month!